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Canby, Oregon Real Estate Update

21 Jun

Canby Homes, Canby Oregon, Canby Real Estate

Recent figures from the Regional Multiple Listing Service (RMLS) confirm our Canby real estate market remains on the upswing. Click here for the complete report.

The definite upward price trend is due in part to a continued low inventory of homes for sale. A range of three to six months is usually considered a normal housing backlog.Canby, Canby Oregon, Canby Homes, Canby Real Estate

As a result, the average market time for a Canby area home is now at 48 days. The increase in the average greater Canby area home value is now up 7.5% over the past year.

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Thinking of selling your Canby area property in this strong seller’s market? Contact our CanbyHomes.com sponsor, Certified Realty using the convenient form below, or call (800) 637-1950.

What Will It Cost to Sell My Canby Home?

18 Jun

A common question local homesellers ask is ‘What will it cost to sell my Canby, Oregon home?’

The answer is often ‘it depends,’ due to some important factors.

Find out more in this helpful audio podcast about selling your Canby area home here, or click on the ‘play’ button below.

Can I Trust My Canby Area Realtor?

12 May

Canby Oregon

Most Realtors Are Thankfully Law Abiding

Before entering into a business relationship, it’s helpful to know your Canby area real estate agent is nice, patient, available when needed…and honest. So while many of us assume we’re ‘safe’ in the hands of our doctor, attorney or pastor, what about your Realtor? Find out more here, or use the audio player below.

Due Diligence
Sadly, as seen in this TV news report, not all real estate agents are trustworthy. However, some preliminary work has already been performed by the state of Oregon confirming a real estate agent is sufficiently trustworthy to work with the public. These include a state screening, which involves a criminal background check, fingerprinting and mug shot.  This data is submitted for review by the Oregon Real Estate Agency (OREA), which also provides regular updates about investigations in their insightful publication Oregon Real Estate Agency News Journal.  

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Robber John Dillinger Proved Crooks Wear Ties

Of special note is the OREA ‘Administrative Action’ section, which provides information about decisions regarding Oregon real estate violations. The resulting consequences to untrustworthy real estate agents could include a reprimand, license suspension, license revocation and/or a civil penalty. So while no screening process is foolproof (as witnessed by crimes committed by doctors, attorneys and other professionals), the state of Oregon does considerable due diligence to vet real estate agents.

As part of the application process to become an Oregon real estate agent, any felony and misdemeanor convictions and arrests must be disclosed. The disclosure requirement is fairly high, because in addition to any criminal activity, also requiring disclosure are any administrative proceedings, plus civil and even financial issues. For example, if a prospective Oregon real estate agent has an unsatisfied judgment or bankruptcy, each must be disclosed.

Canby Oregon, Canby Homes, Canby Real Estate

Whom Can You Trust?

A Matter of Trust
Trust is an important factor when buying or selling real estate. Thankfully, trusting your Realtor is not super risky. That’s because consumer surveys consistently reflect a high level of satisfaction with Realtor performance.  One study by Forbes magazine revealed 96% satisfaction for the real estate industry. So if many real estate agents were dishonest, we could expect that figure to be much lower. 

This doesn’t mean blindly signing off on every suggestion one receives from their Realtor. But obsessively hand wringing over transaction minutiae is one sure way to make the process less enjoyable. A recommended approach is for Canby area homebuyers and homesellers to carefully read all documents, ask plenty of questions and work with a recommended professional with a solid track record. 

Trust For Homesellers
Looking at trust from a Canby homeseller’s perspective, for starters there’s significant trust needed to deal with buyers. For instance, trust is needed to allow strangers in your house. There’s also trust in taking your property off the market, in the hope a sale will go through. And trust in finding a replacement home.

Trust For Homebuyers
Trust is needed for Canby area homebuyers, too. Trust is necessary in working with a lender and that the discomfort of prequalifying will be worthwhile. Trust they’ll find a home they like and can afford. Trust their lender will come through.

Canby Oregon, Canby Homes, Canby Real Estate

Trust For Both Homebuyers & Homesellers
So what do Canby, Oregon homebuyers and homesellers share in common? Trust. And there is perhaps no greater trust that homebuyers and sellers have in common than in their Realtor.

After all, your Realtor is someone you expect to be there to help navigate your way through what is frequently the largest financial transaction of a lifetime.  Similar to an attorney or priest, Realtors are expected to keep confidences.

But let’s first look at a few situations which underscore why it’s important to be able to trust your real estate agent.

  1. Trusting your Realtor means you don’t have to second guess suggestions you receive. Let’s take pricing your home, for example. If you can’t trust your agent to provide meaningful comparable home activity information, how can you possibly expect him or her to advise you once an offer comes in?
  2. Trusting your Realtor means you can breathe easier with less stress. Buying or selling a home is considered to be a particularly stressful activity. In addition, most homebuyers and homesellers don’t want to take on real estate as a second job, especially when making a house move. So expect that by having your bases well-covered by a professional you can believe, you’ll find the entire process far less taxing. If a Realtor is ‘pushy’ and won’t listen to your concerns, it’s likely a good time to find a new one.
  3. Trusting your Realtor means you can access his or her reliable resources.
    Speaking of taxing, if you need recommendations for an experienced 1031 tax exchange professional, or real estate attorney, or home inspector, or mortgage lender, or home repair contractor, expect those recommendations to be even more valuable from a trustworthy agent. 
  4. Trusting your Realtor means you can focus. There’s usually enough to deal with throughout the course of any real estate transaction. Dealing with lenders, appraisers, inspectors, contractors, title companies and the like can be overwhelming. As a result, you’re more likely to be far more effective if you can concentrate on what you’re best at, while having your real estate agent handle what he or she is best at.
  5. Trusting your Realtor means more time. Just like you can expect to have more time to go fishing if you hire a contractor to build your new deck, working with a trustworthy real estate agent allows you to do other, more enjoyable tasks than scheduling a home inspection, constantly dealing with escrow details, or meeting an appraiser.     

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Chemical Equation for the Explosive Called TNT

Relationship Chemistry
Trust is easier when there is good ‘chemistry’ between a Realtor and their client. When seeking an agent to refer for out of area homebuyers or homesellers, there are many things that a Realtor can readily confirm. These include an agent’s years in business, designations earned, coverage area, plus areas of specialty like homes, farms or commercial property. 

As a result, I’m frequently able to locate a very good Realtor to ‘match’ with an out of state homebuyer or seller and it’s not always difficult.  That said, the one challenging element to know with certainty is the ‘chemistry’ that even a highly qualified, out-of-area Realtor will have with a new client.

People are different and that includes real estate agents. Most times relationships work out swimmingly with the referred agent. On rare occasions, it doesn’t work out. But going in and at least on paper, the homebuyer or homeseller who interviews a previously unknown, yet vetted Realtor, knows the agent is qualified and experienced, along with some important other facts about him or her. Plus, knowing these facts up front is typically less risky than taking a ‘shot in the dark’ with an unknown agent.

Canby Oregon, Canby Homes, Canby Real Estate

Does The Company Matter?
Because agents are independent contractors, the individual Realtor is who typically matters most. After all, you don’t expect a faceless corporation to answer your late night question, or go over the details of your settlement statement. For example, I don’t care that much about what hospital I go to, but I want to have a say in the surgeon who will do the operating. Similarly, it’s the individual agent who is in a position to make the most difference, whether from a small or large office. However, longevity of a real estate firm can be helpful in determining that they are probably doing something right.  So if a company you’re considering has been in existence for half a century or more, they’re likely not a ‘fly by night’ outfit.  

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Alternative Agent Finding Methods
One of the ‘little secrets’ about real estate online is that they’re often paid ads. Realtors frequently buy what are known as ‘leads.’ Examples include Zillow and even Realtor.com. Sometimes this is done by the agent buying incoming inquiries regarding a specific zip code. Sometimes, the agent pays for better placement on a real estate website page in order to stand out.

If you decide to use a magazine or the Internet to locate an agent, it may be best to consider that as a first step of information gathering. Promotional materials can be misleading and if carefully crafted, can leave out a lot of important information. For example, if an agent is brand new, he or she may focus on how many agents their company employs, personal community involvement like donations to charity, or sponsorships. While these could be nice facts, they may not have a lot to do with the agent’s proficiency, professionalism, or trustworthiness. 

Referrals Are Built on Trust
One good way to find a trustworthy Realtor is to ask people you trust and get a referral. The ‘proof is in the pudding,’ so if your friend or family member is happy with a specific real estate agent, there’s a good chance for a similar repeat performance.

Canby Oregon, Canby Homes, Canby Real Estate

What Color Hat Does Your Realtor Wear?

White Hat or Black Hat?
One area where certain real estate agents are sometimes revealed to be wearing either a ‘white hat’ or ‘black hat’ is in the area known as ‘dual agency’ or ‘disclosed limited agency.’ This is a situation when an agent with a listed property also works with the buyer. To be clear, most Realtors are aboveboard and honest, continually looking out for their client’s best interests.

That said, the challenge to some agents comes when the agent attempts to ‘elbow aside’ other buyers, their agents and/or offers, in order to push his or her offer through. Why on earth would a Realtor push hard to get their offer accepted, since it’s all about simply selling the house, isn’t it? Not exactly. That’s because if the listing Realtor also sells your home, they typically get paid more.

Canby Oregon, Canby Homes, Canby Real Estate

Agency Pamphlet

Dual agency is well known as a potential minefield among ethically challenged agents and as a result, the State of Oregon, the National Association of Realtors and the Oregon Association of Realtors all have rules in place to help prevent its abuse.

Canby Oregon, Canby Homes, Canby Real Estate

Dueling with Dual Agency
In Realtor circles, the topic of dual agency has proponents and detractors. As a result, don’t expect every real estate agent you run into to have the same opinion. In reality, dual agency can be a very good thing, as seen in our previous article titled “5 ‘Insider Oregon Real Estate Tips.’ There, the topic Having A ‘Double Agent’ Can Be A Good Thing ranks as item #1 out of the five items listed. The advantages to having an agent on both sides of a real estate transaction are clear.

The result, good or bad, can significantly depend on your agent’s trustworthiness. For example, hurriedly accepting the first offer can work out. That’s because sometimes the first offer is the best offer. Alternatively, acting without as much available information as possible sometimes comes at significant expense to the seller, who may be urged to quickly accept the offer their listing (seller’s) agent has written. The problem is that the listing Realtor can be expected to reasonably know how much activity there is on the property for sale. Again, trust is key here.

Plus, given the amount of agent and buyer activity, along with the quality of inquiries (such as highly motivated, qualified buyers), the seller’s Realtor may have even heard comments from other agents about possible future offers. So by pushing his or her own offer, is the listing Realtor providing the seller with all known information in order to truly serve the seller’s best interest? Sometimes the only person to seemingly know the answer is the listing agent. A Harvard Business Review article notes why this situation can be a problem:

“Take cheating. Claremont McKenna psychologist Piercarlo Valdesolo and I have conducted many experiments on the topic, and one surprising (if disheartening) result we have found, time and again, is that 90% of people—most of whom identify themselves as morally upstanding—will act dishonestly to benefit themselves if they believe they won’t get caught. Why? Anonymity means no long-term cost will be exacted. Even more startling is the fact that most of those who cheat also refuse to characterize their actions as untrustworthy; they rationalize their behavior even while condemning the same in others…”

More than once, an honest real estate agent working with a highly qualified and motivated buyer has inquired about a property, even written up that buyer’s offer, only to have the listing agent hurriedly put together his or her own offer and submit it to the seller in order to ‘tie up’ the property (and presumably make more money), before other offers can be considered. It’s a fact of the real estate business and as a result, unethical agents develop a reputation and are often viewed warily by others in the business.

Canby Oregon, Canby Homes, Canby Real Estate

The ‘Commission Effect’
If all these elements don’t sufficiently complicate the task of finding a trustworthy Realtor, there is also a phenomenon you might call the ‘commission effect.’ This is outlined in a previous article titled ‘5 little Known Realtor Insider Tips:’ Realtors Can Calculate Their Paycheck by Viewing a Property Listing Sheet. This means that for agents truly focused on maximizing their payday, you might expect them to guide you toward homes that pay a higher commission structure. The listing sheet is typically only seen by multiple listing members. Thankfully, most Realtors simply don’t do business in this manner.

Canby Oregon, Canby Homes, Canby Real Estate

The Bottom Line
President Ronald Reagan sometimes used the term ‘Trust, but verify’ during his high level negotiations. This old Russian proverb could be a  helpful approach to grant you peace of mind in finding a trustworthy agent for your next real estate transaction. Do your research and ask family and friends for Realtor references. Be open and honest, then make your best decision based on relevant, reliable information for your situation.  

Do you have an Oregon real estate question? Contact our sponsor, Certified Realty today using the convenient form below, or call (800) 637-1950.

Finding Your Canby Real Estate Superhero

13 Apr

To adults and kids alike, superheroes seem to have time-tested appeal. Some think it’s because they look different. Indeed, some superheroes dress uniquely. Others believe superheroes represent the ‘good guy’ and these days, we can always use more good guys and gals.  Yet others suggest that superheroes are in the rescue business and we all have an area in our lives where we could use help. Whatever the reason, it’s undeniable that superheroes hold a unique place in our imagination.

Click here or on the above play button to hear the audio podcast of this article.

Canby Homes, Canby Oregon, Canby Real Estate, Canby Properties, Canby Homeseller, Canby Homebuyer, Canby Realtor

Clark Kent Could Have Easily Passed As A Realtor

Do Real Estate Superheroes Exist?
Fighting bad guys is an expected vocation for a superhero. So how could there possibly be Canby real estate superheroes? And would they use x-ray glasses to view inside homes to find potential problems, carry an anti-kryptonite pen to protect against real estate ‘evil doers,’ or hold their trusty multiple listing lockbox keycard in a utility belt? 

The Realty Reality
While not superhuman, some real estate agents stand far apart from others. And when hundreds of thousands of dollars are literally on the line during your next home sale or purchase, chances are you’ll feel better throughout the entire process when working with a truly ‘super’ Canby area Realtor. But is it possible to easily locate a terrific real estate agent that’s not only experienced, but also dedicated, plus recognized for excellence among his or her peers? You’re about to find out.

Canby Homes, Canby Oregon, Canby Real Estate, Canby Properties, Canby Homeseller, Canby Homebuyer, Canby Realtor

‘Superhero’ Defined
Superheroes are considered to be more than mere heroes, in part because their achievements transcend what is humanly possible. Superheros are often portrayed as heroes with extraordinary, superhuman powers. So while no Realtor is superhuman, in comparing performance, it’s clear that sometimes a single real estate agent can outperform several other, less productive Realtors.  There are different reasons why this is true and part of it relates to the ‘Pareto principle,’ better known as the ’80-20′ rule, where 20% of a group is frequently responsible for as much as 80% of the results.

Canby Homes, Canby Oregon, Canby Real Estate, Canby Properties, Canby Homeseller, Canby Homebuyer, Canby Realtor

Some Superheroes Have a Handy Utility Belt to Get the Job Done

What’s In Your Utility Belt?
Effective Realtors are more likely to avail themselves of advanced tools on behalf of their buyer and seller clients.  But it doesn’t stop there. That’s because in addition to ‘high tech’ expertise like sophisticated monitoring of real estate activity for their clients, a ‘superhero’ Realtor also combines it with ‘high touch.’ This means they help buyers and sellers with access to not only their own specialized experience and knowledge, but also to an often vast and diverse network of other experienced professionals, such as reputable mortgage lenders, roofers, 1031 tax deferred exchange experts, electricians, surveyors, title companies and repair firms.

Canby Homes, Canby Oregon, Canby Real Estate, Canby Properties, Canby Homeseller, Canby Homebuyer, Canby Realtor

“Luke…I Am Your Appraiser”

But Why Even Hire A ‘Superhero?’ 
In considering the use of your own real estate ‘superhero,’ it helps to understand what they’re able to achieve better than other Realtors. After all, why use a ‘superhero’ when any old hero will do?

To begin, it’s helpful to understand that an agent is your representative. He or she advises and acts in your best interest, which includes ‘fighting’ on your behalf. So who or what might a real estate ‘superhero’ fight?  Enter the real estate ‘super villain.’ In Oregon real estate, you’re not likely to run into comic book characters or movie baddies like Darth Vader, Lex Luthor or The Joker. Instead,  the kind of ‘super villain’ behavior you’re more likely to encounter is both real and potentially ‘deal-killing.’

The potential list of treacherous adversaries is long. Issues that could put the kibosh on your real estate transaction (while potentially costing you a lot of money) include dry rot, deferred maintenance (think leaky roof), a poor home inspection, title report issues, a low appraisal or a picky loan underwriter. If you’re a homebuyer, you can add certain challenging homeseller attititudes to the potential list of transaction implosions and if you’re a homeseller, you might include certain ham-fisted home buyer attitudes. The bottom line is that in order to deal with a multiplicity of potentially detrimental factors affecting your home purchase or sale, it’s clearly best to be prepared. And when you’re knee deep in transaction challenges, that’s not the time to wish you were working with someone more qualified.

Canby Homes, Canby Oregon, Canby Real Estate, Canby Properties, Canby Homeseller, Canby Homebuyer, Canby Realtor

It’s A Bird…It’s A Plane…It’s The CRS Realtor
There are literally millions of real estate agents and as you might expect, not all of them are the same. As with any profession, experience, proficiency and dedication to clients can vary widely.

Most Realtors are indeed capable of providing good service, reasonable counsel and some helpful information. The fact is however, that some Realtors have considerably more experience, training and better results. It’s also undeniable that CRS designees are equipped to provide their home buying and home selling clients with advanced real estate insights, knowledge and competence. CRS holders hold an average of double the experience of Realtors without the Certified Residential Specialist designation. This illustrates a clear track record with elite standing.

Canby Homes, Canby Oregon, Canby Real Estate, Canby Properties, Canby Homeseller, Canby Homebuyer, Canby Realtor

Realtors Holding the CRS Designation Outperform Those Who Don’t

But what differentiates a real estate superhero from other real estate agents? Here are a few examples.

X-Ray Vision
Because CRS Realtors are experienced and complete far more transactions than the average agent, many times they see can through and avoid problems, before they occur. This helps prevent missteps from an agent’s ‘on the job training.’ 

Benefits Beyond A Single Transaction
Another key benefit to working with a CRS Realtor is their networking advantage. So whether you expect to buy or sell in Canby, or if you’ll have a real estate transaction in another city or even state, the CRS referral network is a proven way for you to connect with another ‘high caliber’ Realtor who holds the CRS designation. 

Canby Homes, Canby Oregon, Canby Real Estate, Canby Properties, Canby Homeseller, Canby Homebuyer, Canby Realtor

Speaking of High Caliber: Faster Than A Speeding Referral
The CRS organization has an entire system devoted to a virtually seamless referral system for buyers and sellers who seek a super Certified Residential Specialist Realtor. For example, I recently received a phone call from an Idaho CRS agent working with buyers from Oregon. These buyers found their ‘perfect’ Idaho home and needed to sell their Oregon home in order to purchase the Idaho property. The Idaho CRS Realtor suggested they work with a local CRS agent to most effectively sell their Oregon home. Mere minutes upon receiving a phone call from the Idaho CRS agent, I was in contact with these local homeowners, then proceeded to list and successfully sell their property, all in short order.  

Canby Homes, Canby Oregon, Canby Real Estate, Canby Properties, Canby Homeseller, Canby Homebuyer, Canby Realtor

Only 3% of Realtors Have Attained The CRS Designation

You May Never Have Met A CRS
It’s hardly surprising if you don’t recall ever meeting a Certified Residential Specialist. A CRS Realtor is in the top 3 percent of real estate agents in the United States. That means 97% of the Realtors you’re likely to run into aren’t a CRS. So what makes working with a CRS designee so much better?

Canby Homes, Canby Oregon, Canby Real Estate, Canby Properties, Canby Homeseller, Canby Homebuyer, Canby Realtor

Clinical Specialization Meets Bedside Manner
To put the topic of Realtor proficiency in another context, if your 5 year old has a broken arm, do you want a pediatric orthopedic specialist to examine, accurately diagnose, then properly set the youngster’s bone, or would any young intern fresh out of medical school be your first choice?  After all, both are doctors. A similar principal applies to selecting an agent. The surprising thing here is that in choosing your next Realtor, it typically costs the same or less to go with the professional having more experience and proficiency. 

Canby Homes, Canby Real Estate, Find A Canby Realtor, Canby Oregon Real Estate

Commitment
Similarly, there’s an understandable difference between an agent who just received a real estate license and one who has been diligently working full time in the field for decades. But taking it another step beyond mere experience are those who hold  accreditation for advanced real estate performance. The CRS designation isn’t easy to earn. It involves what is usually a multi-year advanced course regimen, plus documented real estate production and typically years of ‘in the field’ real estate experience. These recognized levels of education, training, production, time-tested experience  and provable success amount to a higher standard of achievement.  

Canby Homes, Canby Oregon, Canby Real Estate, Canby Properties, Canby Homeseller, Canby Homebuyer, Canby Realtor

A Bundle of ‘Keys’ to Your Next Real Estate Transaction
To most homebuyers and homesellers, one key to a Realtor’s stellar real estate performance is consistent performance. Another is experience. Yet one more is education. The advantage to you as a homebuyer or homeseller in working with a CRS Realtor is that you get the entire bundle of keys and reduce your chances of being ‘locked out’ in your next transaction. 

Canby Homes, Canby Oregon, Canby Real Estate, Canby Properties, Canby Homeseller, Canby Homebuyer, Canby Realtor

The Answer:
While the usual term for CRS is Certified Residential Specialist, some might consider agents holding this esteemed real estate degree as being more of a Certified Real Estate Superhero. That’s because it takes a lot to attain the CRS designation and the positive results of working with a CRS designee speak for themself. Some have even compared CRS credentials as akin to the CPA of real estate.

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       Roy Widing, CRS Realtor

It’s Your Move
What if there was a way you could locate a real estate ‘superhero’ for your next Oregon transaction? Thanks to the CRS referral network, there actually is an easy way to find a ‘super’ Realtor, no matter where you live. Perhaps the simplest is to contact a CRS, like Oregon Real Estate Podcast host, Roy Widing, CRS with Certified Realty. If you’d like to reach a CRS Realtor in a different state or region of the United States, Roy can connect you with a number of qualified Certified Residential Specialists near you and at no charge. From there you can interview one or more CRS Realtors and make your own decisions. 

Do you have real estate questions? Contact Realtor Roy Widing, CRS using the convenient form below.

Spacious Canby Home & Acreage!

29 Mar
Canby-Oregon-Home-Acreage
This beautiful 3,790+ square foot rural Canby home is horse friendly and located on approximately 9.39 level acres. Property includes 2 tax lots with predominantly quality Class II soils. View a complete property photo gallery below. Priced to sell at $699,900.

Canby Oregon Home Acreage

A partial list of home features includes 3 bedrooms and 3 bathrooms, oak floors, skylights, tastefully appointed tile, sunken living room with stone fireplace and insert, built-ins, large family room, den/office, roomy 22’x25′ master bedroom with walk-in closet and balcony.

Canby Homes

   Click for Flyer

Attached double garage with door openers and plenty of storage, including over-the-garage access with pull-down ladder. Home includes long-life cedar siding, newer roof and air conditioning.  

Canby, Oregon Home Tour Video

Outside is a water feature, 22’x22′ pavillion, 36’x48′ concrete floor shop with 14+’ ceilings and adjoining 24’x36′ space. Multi-room concrete-floor shop with multiple work areas and spacious overhead access ideal for storage. Grounds also include in-ground sprinkler system and play structure.

EFU zoning (exclusive farm use). Home is served by private well and septic system and located in the Canby school district. Shown by appointment only to pre-qualified buyers, please. For more information, contact the listing firm, Certified Realty using the convenient form below.

 

 

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For more information, contact Certified Realty at 800-637-1950 or use the convenient contact form below.

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What James Bond Can Teach You About Canby, Oregon Real Estate

7 Mar
Canby Oregon, Canby, Canby Real Estate, Canby Homes

With That Suit & Tie, James Bond Resembles A Well-Mannered Realtor

Compared to the life of famed superspy James Bond, buying or selling Canby, Oregon real estate is dull and monotonous, right? Au contraire. You might be surprised to see how such a  comparison actually sizes up.

Click here or on the play button above to hear the audio podcast of this article.

Not So Mundane, After All
How could the seemingly routine tasks associated with Canby, Oregon real estate possibly compare to the life and adventures of ultra-suave Agent 007? Initially, it seems like a ridiculous question. Of course Bond’s life is far more treacherous, risky and ‘on the edge,’ right? As we’ll soon learn, not exactly. Buyers and sellers of Canby real estate have a lot more in common with the famous spy than first meets the bullseye.

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Oregon Real Estate is More Daring Than You Might Think

Deceptively Daring
Many actors have played Agent 007 in film, yet each brings to the Bond character their own unique imprint on the multi-faceted Bond persona. But while each person playing 007 is unique, in each iteration of the well-known agent we recognize Bond’s uncanny ability to ‘land on his feet’ and ‘avoid being bested,’ while inching (or sometimes speeding) toward his well-defined goal. Let’s examine some of the super spy’s cinematic character traits and how they might relate to your next Canby real estate transaction.

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Spies & Realtors Both Use Photography to Their Advantage

Turning The Tables
To a Canby homebuyer or homeseller, ‘landing on your feet’ might not equate to jumping from a high rise building. Instead, it might mean effectively dealing with endless surprises…like a low appraisal, or poor home inspection.  It’s helpful to understand that one of Bond’s classic techniques is to shift bad odds to his advantage. Your way to ‘avoid being bested’ may not mean beating the tables at Monte Carlo like James Bond. Instead, it might be skillfully negotiating the terms of your Oregon home transaction. And to a Canby homebuyer or homeseller, Agent 007’s ‘inching to his goal’ could simply mean patiently completing key tasks in order to close the sale. It’s nice to know that unlike the production of a Bond film, Canby homebuyers and homesellers typically complete their ‘mission’ substantially under budget and in a relatively short time span, with no loss of life or limb. This makes you arguably ‘better than Bond.’

Diamonds Are Forever…And So Is Real Estate
Here are some factors that make the so-called ‘average’ Canby, Oregon homeseller or homebuyer more daring than even Agent 007. 

Risk
Agent 007 is frequently seen as daring and a tremendous risk taker. But while it’s true some of Bond’s actions are potentially perilous, it’s helpful to realize that his risks tend to be thoughtfully calculated. 007 is usually well-armed, whether that means carrying his Walther PPK, or preparing mentally for the task at hand. If he’s without a gun, James Bond is able to adapt and improvise, like using a fire extinguisher in the middle of a firefight to provide cover and escape.

Canby Oregon, Canby, Canby Real Estate, Canby Homes

You Don’t Need A Gun to Effectively Buy or Sell Canby Real Estate

Charmingly Disarming
But if James Bond gets into a ‘jam’,  he usually has his trusty sidearm to help take care of business. Yet using a small caliber handgun to get your way is not an option for Canby homebuyers and homesellers. As a result, your options are limited to less obviously coercive means than Agent 007 can wield. Requiring the use of ‘wits, not weapons’ takes certain things off the table for you, since Oregon real estate demands non-lethal resourcefulness. By having to use safer and more creative methods of persuasion, it’s fair to say that once again, the average Canby homeseller or homebuyer is arguably ‘better than Bond.’

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Effectively Managing Risk Can Pay Off Handsomely

Casino Royale
For an example of Bond’s risk reduction techniques, have you ever seen Agent 007 gamble great sums of his own money on a dice throw? The usual answer is ‘Not a chance.’ That’s because Bond virtually always plays with his government’s money, not his own. Yet you, as a Canby homebuyer or homeseller, are laying your very own hard-earned capital on the table.  So once more, in comparison you can arguably be seen as ‘better than Bond.’

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Even Agent 007 Might Find Oregon Real Estate Challenging

Canby, Oregon Real Estate Tip #1 From James Bond: Maintain Your Humor
A superspy like Agent 007 doesn’t  constantly walk around like a tough guy. It’s actually quite the opposite.  Bond knows how to work a room and deliver a well timed joke. ‘Breaking the ice’ to disarm and/or relax the other side with a joke takes some guts…especially when someone means you financial or physical harm.

Savoir-faire
Savoir-faire is a French term that roughly means: knowing what to do in any situation. Those with savoir-faire respond appropriately in a wide variety of circumstances. One dictionary reference suggests savoir-faire as demonstrating “a polished sureness in social behavior.” In other words, classic James Bond behavior, whether it’s disarming a bad guy, nuclear device, or flawlessly ordering the best item off a French menu.

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Ordering in French is an Acquirable Skill

Savoir-faire can be adapted to Canby real estate, where a wide variety of ‘tough to predict’ situations occur with surprising frequency.  For sellers, this could mean having a buyer’s loan fail, possibly due to buyer disqualification like a credit score drop, or job change. Or perhaps your home needs a new roof and there simply isn’t sufficient equity to pay for it. Or there’s rampant dry rot. Or severe mold. You get the idea.

How 007’s Savoir-faire Can Work for Canby Homebuyers and Homesellers
A prepared and practical approach to problem solving is what both James Bond and successful Canby, Oregon homebuyers and homesellers bring to the table.  Agent 007 is able to adapt and navigate in almost any environment, whether he finds himself in a high-stakes casino in Monaco, a posh ski lodge in the Swiss Alps, or a poor fishing village in Asia, Bond knows what to do. When buying and selling Canby real estate, you can adapt and navigate in different environments, too, including such changing factors as housing inventory (which can indicate if you’re in a buyer’s or seller’s market) and fluctuating interest rates.

Just realize that no matter how things appear, some factors and outcomes are not completely determinable and sometimes virtually unknowable. For example, let’s say you’re selling your Canby home and have three offers on the table to consider. In this scenario, let’s suppose all buyers appear well-qualified and each offer is very similar to the others. Which one do you decide to accept? Which will actually close? Which buyer will be reasonable to work with? Which lender will have even-handed underwriting and not require needless delay or costs?  Working with your Realtor, you can reduce risk, perhaps by focusing on how much each buyer is willing to pay, their down payment (where a larger down payment makes it easier for them to get a loan) and even the earnest money deposit and time to your closing date. Such an analysis can help boil things down to those that might make the most difference.

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Canby, Oregon Real Estate Tip #2 From James Bond: Always Have a Backup Plan
The key is to limit your downside risk by making the best decision possible under the circumstances and remain alert. For example, if after accepting one offer on your Canby home, the buyers begin loudly complaining about minor issues, have your Realtor stay in touch with other prospective buyers who expressed interest. That way, you keep the door open for a ‘Plan B’ and later, possibly a ‘Plan C’ if initial buyers bail on your home sale.

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James Bond Defines Debonair

Debonair
Agent 007 is often described as debonair. How can that term possibly apply to your next Canby real estate transaction? There are varied definitions to the term debonair, but related terms include courtesy, graciousness and having a sophisticated charm. These traits can be powerful and disarming when dealing with the other side on a home sale. An example of courtesy might mean allowing buyers to schedule a tour before closing for measuring room dimensions or determining paint colors. Being gracious could mean as a buyer you allow the home sellers an extra day to move out, particularly if their moving van broke down. Sophisticated charm might mean leaving a box of chocolates or champagne after you sell a home for when your homebuyers finally move in.

Small details perhaps, but such activities are often long remembered. If after moving out, you remember leaving priceless heirlooms in the attic of your former home, imagine how much nicer it will be to request the return of your precious items from the current owners with whom you’ve been civil and friendly. They are also more likely to even contact you if they find something you mistakenly left behind.

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Canby, Oregon Real Estate Tip #3 From James Bond: Secrecy
There’s good reason undercover agents are also known as secret agents. ‘Don’t let them see you sweat’ is an adage Agent 007 works with aplomb. So you don’t want to lose out on your home purchase and are willing to substantially increase your offer, yet don’t want to overpay? Keep those cards discreetly close to your vest and understand that by doing so, you’re modeling James Bond, who can definitely keep a secret. He’s a spy, after all. 
 

Humility
Though James Bond can swagger with the best of those who hold the ’00’ license to kill designation, he’s usually discrete and avoids attention or bragging about his prowess.  Such meekness is supremely beneficial in situations to disarm adversaries, while catching them off guard.  Agent 007 doesn’t often talk about how many people he’s put in the hospital, or his annual income. Simply by observing him, it’s clear Bond has gravitas.

Courage
Having courage when buying or selling Canby property doesn’t mean you don’t feel fear. It does involve pushing that fear aside to rise above whatever obstacle you are facing. Agent 007 pushes himself out of his comfort zone to face serious fears on a daily basis. This gets him used to feeling comfortable with the uncomfortable. As a Canby, Oregon homeseller or homebuyer, once you desensitize yourself to fear, it will become easier to perform courageous acts, like counteroffering that offer you really don’t want to risk losing, or agreeing to substantial repairs in order to pass a home re-inspection and close the deal.

Be Patient
In the middle of a real estate transaction, it’s easy to be overwhelmed. To be successful, it helps to have a well defined plan executed with patience. You also should allow sufficient time for your plan to work. For example, if you’re a Canby homeseller who doesn’t receive an offer in the first few days on the market, understand that if you’ve already examined the latest market data and the average market time is measured in months and not days or even weeks, realize your anxiety may be premature. Keep cool.

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‘Q’ Is On Bond’s Team to Keep Him Out of Trouble

Consult An Expert
When buying or selling Canby real estate, it doesn’t hurt to have an experienced Realtor as your own ‘Q’ to keep you out of difficult situations. An experienced real estate broker is someone who has been ‘over the road,’ thereby saving you needless expense, time and worry.

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So rather than having Bond’s sidekick ‘Q’ demonstrating gadgetry and armory (like a blowtorch on Bond’s Aston-Martin convertible), Canby residents can rely on the calm, cool and collected experience of a proven local Realtor to more successfully navigate pitfalls sometimes found in regional real estate. 

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Do You Have Questions About Canby Real Estate?
For a free consultation, contact our CanbyHomes.com sponsor, Certified Realty using the contact form below, or call them at 800-637-1950.

Canby’s ‘Magic’ Real Estate Number

12 Feb
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Abundant Canby Area Real Estate Information Can Seem Like Drinking Water From A Fire Hydrant

TMREI: Too Much Real Estate Information
Sometimes absorbing the sea of Canby, Oregon real estate information seems more like drinking from a fire hydrant. Yet, out of all the sometimes helpful real estate data bandied about, there is one especially helpful number, which when understood, can provide near-magical clarity to Canby, Oregon homebuyers and homesellers, alike.

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You Needn’t Be a Magician to Understand Canby, Oregon Home Inventory

What Is It?
What is this ‘magic’ number and what does it represent? Simply put, it’s the current figure for housing inventory, typically expressed in months of projected home supply.

Listen to the audio podcast presentation of this helpful program on Canby, Oregon real estate by clicking here or on the above link.

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Canby, Oregon Real Estate Inventory is Different Than Bingo

Housing inventory is also sometimes known as home inventory or housing backlog. Why is this number so important? Once you understand the single figure that defines our current regional supply of homes for sale, you have an instant ‘snapshot’ on whether you’re in a buyer’s market, seller’s market, or more of a balanced real estate market. Armed with that information, you’re far more ready to do ‘battle’ in the real estate ‘trenches’ and more likely to avoid the usual debilitating ‘minefields.’ 

Normal Home Supply
Among real estate experts, a ‘normal’ range for home supply in parts of Oregon-including Canby-is frequently cited as somewhere between three to six months. For example, if the home supply figure is three, then hypothetically our market would be ‘out of homes’ in three months, provided no new homes were placed for sale. In other words, if our regional home inventory figure is somewhere between three to six months, we’re typically experiencing a normal market, meaning one not far from a balance of supply and demand, also called equilibrium. In a way, home inventory is kind of like an ‘absorption rate’ for how fast supply is used up.

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Your Mileage May Vary
It’s helpful to understand that home inventory figures are more of an average for a region. In Oregon, some major real estate regions include Portland, Bend, Eugene, Salem and the Oregon Coast. Canby is closer to Portland, which makes it part of the greater Portland area metro for purposes of market statistics. 

So if your property is located in or near Canby, the Portland area inventory figure is frequently cited as a bellwether for housing backlog. If your home is located closer to Aurora or Hubbard and within Marion County, the Salem inventory figure provides an alternative approximation of local home supply. It’s also possible your specific area could be somewhat different altogether, based on a hybrid of hyper-local factors affecting both demand and supply. That said, home inventory is an undeniable and convenient ‘thumbnail’ sketch to help assess your market.

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What’s The Practical Impact of Housing Inventory?
Consider real estate and inventory like a pipeline. If more flows through it, the product is plentiful and therefore the cheaper it is to buy. So with a lower, dwindling home supply and the spigot turned down, the reverse is true. That’s when the local real estate environment favors sellers, because there are more buyers and it’s considered a ‘seller’s market.’ In that case, expect a short market time and an environment where homesellers receive multiple offers, often at or above listing price. If the supply of homes is higher, it’s considered a ‘buyer’s market.’ This means you can expect a longer market time, with homesellers seeing few, if any offers…and frequently for less than the asking price.  

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Negotiation is Expected, But Most Canby, Oregon Homesellers Don’t Like ‘Armwrestling’ With Buyers

It’s routinely a good idea for buyers to get a ‘heads up’ before making an offer to determine how ‘hot’ or ‘cold’ the market is. Otherwise, if you ‘lowball’ a just-listed home in a seller’s market, you may be lucky to even get a counteroffer instead of an outright rejection by sellers experiencing lots of calls and showings on their property. Coming in with an offer that’s too low sometimes causes offended sellers to refuse to seriously consider a possible follow up offer.

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The Number of Competing Canby, Oregon Homes for Sale Affects Market Time

What’s the Big Deal About Housing Inventory?
One reason housing inventory is so important is because it helps buyers and sellers to better manage expectations. Most buyers are interested in how long it may take to find the ‘right’ house. Inventory affects this. Alternatively, most sellers are interested in how long it may take to find a qualified buyer. Inventory affects this, too.

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Canby, Oregon Homesellers Can ‘Jumpstart’ Activity With Accurate Pricing

That’s because a high home inventory tends to slow down the market time and low inventory frequently provides a ‘jump start’ to activity. One way sellers can help to avoid an excessively long market time is to review comparable local home sales information provided by their Realtor to ensure proper, market pricing.

Another reason housing inventory is crucial is because it can significantly impact so many other important factors. In other words, inventory is a ‘driver’ for market time, selling price, appraisal results, lendability and more.

Okay, So Inventory Is Important. What Does It Look Like?

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Portland Metro Sample Home Inventory

The above image provides a good example of fluctuating home inventory. As our Canby, Oregon real estate market bounced back from the severe market downturn of the Great Recession, regional home inventory reduced from more than 20 months of housing supply to less than three.

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It’s Wise to Consult An Experienced Realtor Before You Leap Into the Market

Contact the Experts
Thinking about selling your Canby, Oregon property? Know the market before diving in! Contact Certified Realty with your questions and for a free consultation on what your property could sell for today using the contact form below, or call (800) 637-1950.

Why Canby, Oregon Homesellers Hire A Realtor

14 Jan

There are many good reasons why Canby homesellers hire a Realtor, including the handful who first try the ‘for sale by owner’ or ‘FSBO’ route. Here are ten of the most common reasons why Canby, Oregon homesellers hire a Realtor to get the job done right. 

Hear the audio podcast version of this presentation by clicking here or the link above.

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Selling Your Own Canby Home? Prepare Yourself for Wearing Many Hats.

1. Selling Your Home ‘By Owner’ Means Taking on a Second Job.
Most homesellers are busy. So before attempting to sell property on your own, first ask yourself if you’re prepared to wear some extra hats. That’s because in addition to (1). preparing your property for market and (2). finding a replacement dwelling, along with (3). the task of actually moving, selling your home involves (4). abundant planning, (5). serious paperwork, (6). negotiation skills, (7). accurate scheduling, (8). diligent research, (9). considerable legwork (if done right) and (10). a lot of just plain toil. Canby, Canby Homes, Canby Real Estate, Canby Properties, Canby Property, 97013, Real Estate Canby

2. Legalese, Sometimes with Different Rules for Each County and/or Municipality.
Realtors use continually-updated forms written by experienced real estate attorneys designed specifically for regional transactions, with clarity and simplicity in mind. Such documents include important protections for both buyer and seller. While no document is perfect, Realtor forms include key clauses, like for home inspections and appraisals, along with arbitration/mediation mechanisms. These time-tested documents help prevent potential issues, while at the same time deterring ‘nuisance’ litigation.

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3. More Accurate Pricing When Buying & Selling.
These days the average Canby resident moves about every 6 years years or so. As with any activity, it’s easy to get rusty. Realtors are in the real estate market all day, every day. This means an experienced real estate agent can provide significant market awareness to help you price what’s likely to be your single largest investment.

Armed with access to multiple listing, sales and tax data, Realtors provide significant pricing experience and real life insights, whether you want to know what the property you’re selling is worth, or once you sell, how much to offer on the home you’re buying.

Canby, Canby Homes, Canby Real Estate, Canby Properties, Canby Property, 97013, Real Estate Canby4. Objectivity.
We all deal with subjectivity from time to time. Does your home smell? Perhaps you’ve gotten used to having multiple pets in your small home, don’t notice the mold growing in your bathroom, or haven’t realized how gloomy your living room appears. One role of a Realtor is to be helpfully honest. That means being truthful if there’s something you as a seller don’t see (or smell). 

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Most Homesellers Don’t Like A Rapidly Exiting ‘Conga Line’ of Mum Buyers

Far better to be forewarned and forearmed by your Realtor, than witness a rapidly exiting conga line of mum homebuyers who don’t want to offend you. Or perhaps you don’t think disclosing settling water in your basement each Winter is a big deal. The reality is that disclosing such a potentially material fact is something dutiful agents will advise in order to keep you out of much hotter water after the sale. 

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5. Junk the Junk.
Have you ever studied a real estate earnest money agreement (also called an EMA or purchase agreement), or seller’s ‘net sheet?’ Over the course of a transaction, it’s easy to accumulate an abundance of ‘junk’ fees. Sometimes seller-paid closing costs are necessary to make a transaction work. However, paying for a buyer’s home warranty is typically more of a buyer ‘want’ than a ‘need.’ Count on your Realtor to go over such factors with you for a ‘heads up’ of what to expect. An experienced agent knows what’s usually ‘routine’ and what’s not.

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6. Marketing.
Even if a Canby homeseller has a sense of what his or her home is worth, effectively reaching the the widest number of buyers increases your opportunity to find more motivated and qualified buyers, even creating a ‘bidding war.’ The simple act of listing your home with a Realtor means your property is immediately promoted on a host of proven, effective home marketing venues. But it doesn’t stop there. Successful Realtors use many different tools to reach buyers for your specific property.

Connecting your property with the right buyer can mean the difference between a fast close at full price (or higher), compared to a continuous stream of ‘sale-fails’ where your property is needlessly taken off the market by buyers who were marginally qualified. 

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Calm Seas Never Made a Good Captain…or Realtor.

7. Experience.
There is simply no substitute for ‘hands on’ real estate experience. If your Canby home hasn’t sold, at what point should you consider a price adjustment? How much of a price adjustment is necessary? Is there something other than price causing my property not to sell? These are not new questions to an experienced agent, who can help address these and other important questions.

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When it Matters, Experience is Good to Have on Your Side.

It’s comforting in especially difficult situations to rely on an experienced Realtor, who is the duly able real estate ‘captain’ of your transaction. Most people prefer an experienced surgeon or pilot, so it’s understandable to want experienced representation with the important task of selling your home. It’s also helpful to know that a professional real estate agent makes the entire home selling process appear easier than it is.

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Most people are nervous and ‘en garde’ when buying or selling a home.

8. Negotiation Skills.
If you’re like most people, you dread negotiating when buying a car. Consider how much higher the stakes are with your home sale. You want an experienced hand on your side. 
While real estate transactions are optimally a ‘win-win’ situation, it’s realistic to expect some friction. If you haven’t considered homeselling as a kind of ‘war,’ check out this unique perspective on the ‘battle’ of selling your home. 

The best way to navigate through a potentially difficult transaction is to be represented by someone who has been over the road before. So whether you’re in negotiations with a ‘bargain hunting’ buyer, experience an unpleasant ‘surprise’ in a home inspection, or a seriously low appraisal, each unique situation presents an opportunity for difficulty and reaching common ground. Your Realtor can assist in ‘end gaming’ your best strategies and in dealing with a wide variety of buyer personalities.

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Having a Realtor ‘Buffer’ Between Buyer & Seller Can Avoid Headaches

9. The ‘Buffer Effect.’
Having an agent represent you makes it easier to maintain civility between ‘warring’ parties.  If you don’t consider homeselling as a battle, then see our prior article and podcast titled ‘The Art of War for Homesellers.’ Ever say something you regret? An experienced Realtor can often use more constructive language to accomplish what can sometimes be an emotional and/or provocative comment.

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Hiring A Realtor Makes Sellers More Money: Click above image to enlarge

10. More Money.
National Association of Realtor statistics reveal that homesellers who use a Realtor actually net considerably more at closing than those who don’t, even after taking into account paying a commission. Consider that when banks (which are renowned for watching the ‘bottom line’) sell their foreclosed homes, they hire an expert, a Realtor. From a financial standpoint, it really does ‘pencil out’ to hire a Realtor. 

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Thinking about selling your Canby, Oregon home? Contact Certified Realty, Oregon’s choice since 1950 using the form below for a free consultation.

Dancing Canby’s ‘Two Transaction Tango’

28 Oct

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Simultaneous/Consecutive Home Transactions
Selling your Canby home and buying another are frequently linked activities. In this article and audio podcast presentation, we reveal how to maximize the efficiency and minimize the bother when simultaneously home buying and home selling.

Click here or on the ‘play’ button below for the audio version of this presentation about homebuying while homeselling.


We’ll also examine options to help decide if either simultaneous or consecutive real estate transactions may be best for you.

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Timing
The singular act of buying or selling a Canby home is often the foremost concern of many. Whichever immediate task you may be considering, it’s common to have twice the activity anticipated, but in two steps. That’s because home buyers often have a home to sell…and home sellers are frequently seeking a home to buy. So what’s the best way to navigate this potential real estate quagmire without getting entangled in a morass of stress and needless extra costs?

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First Steps
To begin, it helps to examine three common dual home sale/home purchase options:

  1. Selling your existing house first, then buying your next house.
  2. Buying the next house first, then selling your existing house.
  3. Simultaneously moving from your existing house to your next house.

Your challenges, benefits and results will largely depend upon which of these three decisions you settle upon. Here are three quick takeaways for these three usual options:

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Option #1.  Selling your existing house first, then buying the next house
This option usually requires a ‘double move.’ Yet one advantage of this approach is that you won’t have double house payments. One disadvantage is that you may have to move twice.  An added benefit of this ‘selling first’ approach can include negotiating with strength in the purchase of your next home. That’s because your purchase needn’t be contingent upon the sale or closing of your sold home. As a result, you are seen as a ‘cash in fist’ buyer, or at the very least, a buyer who is considerably more likely to qualify for a home purchase, given that you ostensibly now have access to the equity in your now-sold home. This helps you negotiate with more power in the purchase of your next home.

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Option #2.   Buying the next house first, then selling your existing house
When first buying a house, then selling yours, one advantage is that you know where you’ll be moving. The reduced stress of ‘knowing where you’ll land’ is empowering.

Unless you’re a cash buyer, you’ll likely need to qualify with a lender. And if you have an existing loan in place on the house you’ll be selling, this may mean you need to qualify for two loans, your current home loan and the loan on the house you’re buying.

As long as your current home sells in a timely manner, added financial obligations can be minimized.  For more information about bridge loans, see the below ‘A Bridge Too Far?’ discussion.

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Option #3.  Simultaneously moving from your existing house to your next house
This situation is very common. Provided your activities are clearly thought out, well-executed and contingencies are in place for protection, it’s also one of the more affordable options.

Think far ahead and shoot for impeccable timing, in order to make your move the smoothest possible. In order to have sufficient time to move out soon after closing on your current home’s transaction, you will need to locate your next home, write an accepted offer, have the home inspection and if you’re getting a home loan, likely an appraisal…all before you close on the purchase and can actually move in.

One advantage of this approach is that you won’t have double house payments. You also know where you will be landing, and you won’t likely have to move twice. One disadvantage is that your timing needs to be good and possibly have a little extra ‘cushion’ to allow for emergencies, like delays with appraisals, inspections and repairs. Otherwise it’s easy to feel ‘squeezed’ by your being in the middle of two time-sensitive transactions.

That’s one challenge of going this route; It’s complicated by not knowing with precision the timeline of certain key activities. That’s because while home inspections can usually be completed within a set time frame, like 10-14 business days, other requirements like appraisals, can take much longer, with less certainty of the completion date. On top of that, most transactions involve two appraisals, one on the house you’re selling and another on the house you’re buying. So if you plan on a simultaneous sale/purchase, huddle up with your Realtor to create a well planned timeline, then build in some extra breathing room, as necessary.

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A Bridge Too Far?
One way to do purchase a house without first selling your existing home is with what’s called a ‘bridge loan.’ This is effectively a loan against the equity on your existing home. There are plenty of added details, but for the sake of simplicity, just understand that if you use a bridge loan to buy your next home, until your current home is sold, you will likely have double house payments. So if your current home doesn’t sell in a timely manner, hopefully the squeeze on your wallet won’t be more stressful than if you were to have simply sold your existing home first. 

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Tools of the Trade
To accomplish the job of simultaneously buying and selling homes, among the most common protective tools is called a contingency. Consider contingencies as akin to safety goggles. They’re designed to prevent a mishap, only in this case, the mishap could be losing your earnest money.

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Earnest Money
Earnest money is usually a certain dollar figure placed on deposit as a sign a buyer is earnest, and later applied to the home purchase. This helps convince sellers that a buyer is serious and take their property off the market. Earnest money essentially helps to ‘hold’ a property for a buyer. Earnest money is not often the total down payment, although it can be applied as part of the down payment.  Earnest money is important to homesellers, because without it, a buyer could otherwise tie up the seller’s property with virtually no obligation.

A large part of contingencies relate to a buyer keeping their earnest money, or the initial deposit showing the buyer is ‘earnest’ in proceeding to closing on a home sale. If a homebuyer does not have a sufficient contingency in place during a home sale, forfeiture of a buyer’s earnest money becomes possible. It’s not terribly common, but it can and does sometimes happen.

Types of Contingencies
Home inspection contingencies provide buyers with the right to have a house inspected for a variety of conditions, all within a specified time frame. Another common contingency is the loan contingency, so if for some reason a lender does not approve a buyer or the property for a home loan, the earnest money deposit is returned to the buyer. Buyers have lost out on qualifying for a home loan because they went out and bought a car during the home purchasing process, thereby disrupting their loan ratios.

The Reality of Earnest Money Deposit Risk
As long as appropriate contingencies are in place and they’re followed in a time-conscious manner, it’s relatively uncommon for buyers to lose their earnest money. It’s always a good idea to keep an eye on your timeline.

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Buying And/Or Selling?
Use the form below to contact our CanbyHomes.com sponsor, Certified Realty for a FREE consultation. Whether your real estate situation involves homebuying, homeselling, or if you simply have questions about our current Canby real estate market, Certified Realty has been selling Canby area homes since 1950.

10 Reasons Why Canby Winter Homeselling is HOT

12 Oct

Oregon Real Estate Podcast, Winter HomesellingWhile there is a case to make for homeselling in each of the four seasons, Winter is one of the most powerful times Canby sellers can place their home on the market and for ten very good reasons.

Click here or the play button below for the audio podcast presentation of this article.

  1. Price & Market Time. Statistics show homes sell faster and for more money in Winter. One way to understand this phenomenon is by considering a motorist with a flat tire in bad weather. That motorist has an urgent need and is less likely to haggle, or even seriously consider less expensive options, in order to meet an immediate need. Canby’s Winter homebuyers can experience the same kind urgency and this helps to explain the premium that homes can command during the real estate ‘off season.’ Another way to look at the Winter market dynamic is if you want to buy snowshoes in July (at least around Canby), expect to pay more, since availability is typically lower. Oregon Real Estate Podcast
  2. High Quality Buyers. Because home touring is generally less convenient, there tend to be fewer ‘Looky-Loos’ during the Winter. This means Canby Winter homesellers have fewer buyers tracking dirt into their house, with less energy spent preparing for real estate ‘Tire-Kickers.’Oregon Real Estate Podcast
  3. Less Seller Competition. Let’s face facts: It’s convenient to sell in the Spring and Summer, especially in Canby. The weather is usually better, flowers are blooming and with plenty of homebuyers looking, it’s a ‘target-rich environment.’  Yet while it’s easier and more convenient to sell in sunny weather, this convenience often comes at the cost of increased competition from other sellers. Conversely, Canby’s Winter homesellers can expect fewer like-minded sellers competing for buyers. Just like the successful contrarian investor who sells when everyone else is not, avoiding a ‘herd mentality’ can pay off with a higher price and faster sale. Oregon Real Estate Podcast
  4. Higher Buyer Motivation. Is your idea of a fun time getting into a car on cold drizzly nights to look at houses? Probably not…unless you just got a job transfer. Or a nice raise. Or you received an inheritance and want to get out of your tiny apartment. It’s also helpful for prospective Canby Winter homesellers to know that corporate relocations are common in the first quarter.  Plus family changes can occur anytime and estates are settled year around.
    Oregon Real Estate Podcast
  5. The Hunt for Red December: Get a ‘Jump’ on the New Year’ s Competition. The best time to get your Canby property on the market could be when everyone else isn’t. Placing your home for sale in Winter gives you access to hyper-motivated buyers who have made homebuying a New Year’s resolution. That way, when these eager Canby homebuyers begin their ‘hunt,’ your house will be a prime ‘target’ as visible as Rudolph’s nose. So if your home is market-ready and available to tour leading up to the New Year, expect to tap into this highly focused ‘pent up demand.’
    Oregon Real Estate Podcast
  6. Your Home Looks Inviting During the Holidays. Who doesn’t enjoy the happy glow of a Christmas tree or other holiday decorations, along with the pleasant smell of fresh-baked pumpkin pie, cinnamon buns, or a vanilla candle? Homes often look their most inviting during the holidays.
    Oregon Real Estate Podcast
    And given the pleasant, even emotional attachment so many have during that time of year, expect some homebuyers to fully embrace the holiday theme of ‘Peace on earth, good will toward men.’ As a result, such positive feelings can spill over into the home selling process and make it easier.
    Oregon Real Estate Podcast
  7. Your Lawn & Landscaping is Virtually a Non-Issue. Forget to mow your lawn? No worries. Some buyers won’t care if they tour your property and it’s covered in snow, raining hard, or after sundown. Buyer landscaping expectations can be quite reasonable during Winter months around Canby.Oregon Real Estate Podcast
  8. When Your Home Sells, You May Buy With Less Competition. Few Canby homesellers stop to consider that given good timing with their sale, their own future home purchase may also benefit from similar, unique seasonality. So depending on a variety of factors in the market where and when you buy, Canby homesellers can sometimes take advantage of lower Winter activity levels to successfully negotiate with a motivated seller. This is because some sellers place their home on the market during Winter not for convenience, or desire to maximize their selling price, but from genuine need. In other words, they are highly motivated. Such homesellers could therefore provide a good buying opportunity.
    Oregon Real Estate Podcast
  9.  Fewer people relocate in Winter, so this means you’re likely to have an easier time booking a mover.
    Competition for moving companies can be challenging during the real estate ‘high season.’ As a result, expect less difficulty scheduling your moving company when you sell your Canby property in Winter.
    Oregon Real Estate Podcast
  10.  You Can Dictate Which Days & Times Are Available for Showings. As a Canby homeseller, you typically have control over tour times and dates for your home. This includes during Winter months. Given holiday-related gatherings and events, buyers are likely to understand their need to schedule their tour of your home. Your Realtor can help by specifying days and times your home is available for showings. For example, you could have your house available for tours on Saturdays from 2 to 5pm, weekday mornings after 9:00am, or between 5 and 8pm weekday evenings.

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Thinking about selling your Canby home this Winter? Use the convenient form below to contact Certified Realty, sponsors of CanbyHomes.com, for a FREE consultation!

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Canby Real Estate Update

28 Sep Canby Oregon Real Estate

New information was recently released on our local Canby real estate market by Ticor Title Company.

View this new report on Canby, Oregon real estate by clicking here or on the image below.

Canby Oregon Real Estate

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Do you have questions or are you thinking about buying or selling a Canby home? Contact Certified Realty, our CanbyHomes.com sponsor using the convenient form below, or call 800-637-1950.

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Canby, Oregon Home Prices Climb

15 Jun

Recent statistics from the Regional Multiple Listing Service known as RMLS reveal greater Canby area home prices are up by 14.6% over the past year, or more than 1% a month. Click on the chart image below to enlarge it.

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Increased home prices are likely due to the continued low inventory of available homes for sale. With 3 to 6 months frequently cited as an average inventory range of homes under normal conditions, our current 1.4 months of regional home supply suggests a sustained seller’s market.

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    Regional Home Inventory in Months

The average market time to sell a Canby home is approximately 54 days. Interestingly, the total number of sales in the most recent month was actually down by about 4.6%. View the complete report by clicking here.

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Thinking about selling your Canby area home in this strong seller’s market? Contact Certified Realty, your CanbyHomes.com sponsor for a free price analysis on your property using the convenient form below, or call them at 800-637-1950.

Canby Homeselling: Easy As Waltzing, 1-2-3!

15 Oct

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While real estate can seem complicated, there is a logical progression helpful to selling an Oregon home and it’s truly as simple as 1-2-3. The process between buyers and sellers is routinely described as a kind of dance, so let the waltzing begin.

Fundamentals
There are plenty of related tasks associated with any real estate transaction, yet the key process that gets homesellers a workable offer can be simplified to three primary steps. Then, once a mutually accepted offer is in hand, the phase to close the sale begins. But the fundamentally crucial elements start long before that. Curious? Here we go:

1. Online activity ——-> 2. Showing activity ——-> 3. Offer Activity

This process looks simple and in a way, it is. So let’s break it down further.

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The Home-Selling Waltz, Step by Step
First, it’s helpful to realize that buyers generally behave in somewhat predictable phases.
This means they routinely go to Step 1 before Step 2, or Step 3. There is very little skipping around. For example, it’s uncommon for a buyer to start at Step 2, or leave out any steps. You’ll soon understand why.

Another important element to consider is when a homeseller’s efforts ‘stall’ at a certain step. Depending on a variety of factors, there is usually a good reason when activity decreases significantly. This can be diagnosed by a Realtor experienced with key specifics of online buyer behavior. 

Step 1. Online Activity
Recent statistics show that more than 92% of homebuyers search online for their next home, often before they even contact a Realtor. And though approximately 90% of homebuyers hire a real estate professional, they frequently continue their search online, while their agent matches properties to fit their needs. 

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Even Batman Doesn’t Have This In His Utility Belt
Homesellers have a useful tool in their utility belt, since online buyer activity can be monitored to evaluate buyer response, or lack of it. That valuable tool is a daily report on buyer activity for your specific property.

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As a result, your Realtor can provide you with regular updates about online activity for your home and from a variety of sources. Some of these key sources include the popular website Realtor.com and also the local multiple listing service. This data gauges if your property’s popularity is really ramping up, falling fast or simply ‘meh.’

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Realtors who invest wisely in their business frequently subscribe to these proprietary services and can easily track your home’s online popularity to determine buyer response.  

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Step 2. Showing Activity
The jump from online home searching to touring inside homes is a significant one. Since agents commit considerable time and effort and are usually paid only after a buyer purchases a home, this typically means touring buyers have also been pre-qualified by a lender. In other words, we’re now in the realm of a qualified home purchaser, who is ready, willing and able to buy. Research shows that the typical home buyer searches for 10 weeks and views 10 homes.

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Step 3. Offer Activity
The final leg in this three step journey is when an offer is written and submitted for the seller’s consideration. By writing an offer, this step also helps to confirm that the property is likely priced within a reasonably market-friendly range. For example, wildly over-priced homes don’t usually get much more than ‘low-ball’ offers, if any. 

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The End of the Beginning
There is still plenty to do after Step 3, but an acceptable offer places the process into the remaining phases of a real estate transaction. These can include things like escrow, home inspection(s), a preliminary title report, appraisal, loan documents and closing.

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Thinking about Selling?
Call (503) 682-1083, or email Certified Realty for a free consultation on what your property could sell for in today’s market.

Canby: A ‘Safest City’

10 Jun Canby Oregon, Canby, Canby Homes, Canby Real Estate, Canby Properties

A recent report on Oregon cities shows Canby among our top two safest mid-sized cities.

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ValuePenguin.com publishes an annual ‘safe cities’ report. For populations between 9,000 and 20,000 residents, Canby, Oregon is the #2 safest city in Oregon and #13 across all populations statewide. 

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Along with other important livability factors like good schools, well-maintained roads and shopping options, safety is a vital element to maintain desirable communities. An added bonus for homeowners is solid property values. 

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View the ValuePenguin.com Oregon cities safety report here and click here for a local news article about this story.

Just Listed: Nice Canby Home!

10 Mar
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Just-Listed Canby Home

This attractive Canby home was just listed by Certified Realty, sponsors of CanbyHomes.com.

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Living Room View

Priced to sell at $275,000, the home has 3 bedrooms and 2 bathrooms with 1,678 roomy square feet of living space.

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Sparkling Clean Bathroom, Too!

Added features include a fireplace, fuel efficient heat pump and RV parking, all on a spacious 9,000+ square foot lot.

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Click Image for Flyer

For more information on this nice Canby home, view a full color flyer here, or contact listing Realtor Bruce Widing at (503) 329-0496, or use the convenient contact form below.

Canby Real Estate: What’s Ahead In 2015

31 Dec

Predictions on Canby’s real estate market are difficult to make with accuracy. Consider local weather forecasts. Even when armed with technology like detailed satellite images, plus wind, barometric and temperature data, weather forecasters can get it wrong…and that’s for predictions merely a week or two away! 

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Accurately Predicting Weather & Real Estate Trends Seems Easy

Predicting Canby’s Real Estate Trends
Now imagine the difficulty in predicting real estate market activity a full year into the future. Along with seasonal influences, other challenges in real estate forecasting include changing interest and employment rates, ever-shifting home inventory levels, plus a myriad of lending regulations and the mysteries of the Federal Reserve’s monetary policy, just to name a few.  Little wonder, then that some view real estate predictions as akin to flipping a coin or using a dart board.

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Although Fun, Darts Are Are A Poor Method For Accurate Real Estate Forecasting

Real Estate Forecasting: What Can Work
While not foolproof, one generally helpful tool for predicting future real estate trends can be past real estate trends. Major unpredictable shifts occasionally occur, but the key word here is occasionally.

For example, the Great Recession that hit Canby and the entire country starting around 2007-2008 was our nation’s worst economic downturn since 1929.  Thankfully we haven’t seen such financial meltdowns every year, or every decade, or even every half century. So aside from similar cataclysmic shifts, a certain degree of real estate predictability is possible. 

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Regional Home Price Chart Including Clackamas County

Reasons For 2015 Canby Real Estate Optimism
Several factors are coming together to provide for an optimistic New Year in our area. As you’ll see, some factors are under federal control and others occur locally, but each has an impact on Canby real estate. So if you’ve held off selling your Canby area home, here are four of them that portend a good 2015: 

1. Credit Scores Loosen
Most homebuyers need a home loan, generally known as a mortgage. The good news is that mortgage credit is becoming more available as lenders loosen credit requirements.

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Credit (FICO) Requirements Have Loosened

2. Lower Down Payments
Government-sponsored loans from Fannie Mae and Freddie Mac recently brought out a 3% mortgage option. If conventional lenders also start offering similar low-down payment choices, this could bring more first time homebuyers into the market. This vital Oregon buyer group has long been under-represented, with their levels at the lowest since 1987.

3. Consumer Optimism
Recent figures from the National Association of Realtors confirm homebuyers are now more optimistic. This includes our area. When it comes to single family homes, the ‘Confidence Index’ chart below shows most states now have a majority level of optimism in their region, including ours.

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Orange & Red = Strong Single Family Home Consumer Confidence

4. Home Inventory Remains Low
Thanks in part to the reduced level of local new construction, home inventory in our region is still near historic lows. Our most recent survey shows we have 3.2 months of housing backlog. This suggests we have more buyers than sellers. As a result, Canby homesellers can take advantage of what remains largely a ‘seller’s market’ heading into 2015. 

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Our Regional Home Supply Is Low

The Bottom Line
If you’ve held off selling your Canby home because you were ‘under water,’ or concerned about the market being too low, now is a good time to consider re-evaluating.

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Many Canby Homeowners Are No Longer ‘Under Water’

Canby’s real estate market has changed. Experts predict regional home price growth to continue at a steady, albeit slower pace through 2015, compared to the 7.2% price increase to date for 2014. As a result, some suggest a 3% annual increase in area home prices. Depending on a variety of factors, that may indeed end up being conservative on the low end. For Canby, expect between 3% to 6% in 2015 home price appreciation.

Canby, Oregon Real Estate Update

26 Dec

New figures from Ticor Title Company show little change of late in the median list price of a Canby home, with an increase in the average days on the market.

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Click Image For Report

To view this latest report on Canby real estate, click here or on the above image.

Thinking about selling your Canby property? Contact our sponsor, Certified Realty using the convenient contact form below for a FREE report on what your Canby property could sell for in today’s market.

Canby’s Spendiest Home Sale

25 Nov

As November winds down, recent information from the Regional Multiple Listing Service (RMLS) suggests one Canby home sale will stand out as the most expensive for the month.

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However, the property also features over 48 acres and includes water rights, plus mountain views. So this recent sale involves more than the usual home, which helps to explain the higher-than-usual price.

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Located on S. Union Hall Road, the house features nearly 1,900 square foot of living space, with 4 bedrooms and 2.5 bathrooms. Also included are a shop, shed and barn.

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According to RMLS records, the final selling price for this Canby property was $570,000. It was initially priced at $695,000 and on the market nearly a year before selling.

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Oregon’s Choice Since 1950

Thinking about selling your Canby home? Family owned and operated for 64 years, Certified Realty sells Canby real estate in every price category. For a FREE report on what your Canby property could sell for, contact Certified Realty using the convenient contact form below.

Big Changes Coming To Downtown Canby

21 Nov
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One of the Canby, Oregon buildings reportedly for sale

The Portland Business Journal recently reported on some significant upcoming real estate changes about to occur in Canby. Here’s the report, courtesy of the Portland Business Journal:

“Developers interested in redefining an entire downtown might want to check out what’s on the market in Canby.

Thanks to an impending consolidation of city offices into a new civic building and library, the city, a few miles south of Portland, is selling five of its downtown buildings and up to one full city block. The properties are all in the city’s downtown core between First and Third avenues on Holly and Ivy streets.

The buildings to be sold include the existing library, the development services building, the finance building and the former police headquarters. They range in size from around 2,000 square feet to about 10,000 square feet.

Renate Mengelberg, economic development director for the city, said the city does not have a firm asking price for the properties because it wants to encourage a wide array of development proposals.

“We are willing to be flexible and really want to encourage creative proposals,” she said, adding that the new civic building will be completed in 2016.

The city has issued a Request for Expressions of Interest to spur development ideas. An open house and tours of the properties will be held on Nov. 19. Proposals will be due Jan. 9, 2015.

The city is looking for ideas for one or more of the properties from local businesses looking for space or developers who might be interested in a project of a bigger scale. Officials will also be looking for proven development teams with solid financial resources. That said, the city is also open to assisting through its façade improvement program and a revolving loan program that provides loans of up to $250,000.

In addition, the city of Canby has applied for a vertical housing program that would provide a 10-year property tax abatement of second- to fourth-story residential development over retail. It expects to gain approval for the zone by the end of this year.”

Canby Real Estate Update

13 Nov

A new study from Ticor Title Company suggests our Canby real estate market is stabilizing. For now at least, gone are Canby’s big swings in home price and market time.

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Click Image to Enlarge

The median list price for a Canby home is now $317,450, just up from $317,000 last month. The average market time for a Canby home is now 136 days, unchanged from October. Click here or on the above image to view additional insights into our local housing market, such as Canby’s local median house size and lot size.

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Oregon’s Choice Since 1950

Thinking about selling your Canby home, lot or acreage? For a FREE report on what your Canby property could sell for in today’s market, contact our sponsor, Certified Realty using the form below. Still family-owned and operated, Certified Realty is Oregon’s choice since 1950.

Canby, Oregon Real Estate Report

16 Oct

A new report on Canby real estate was just released by Ticor Title Company. The survey confirms a stabilizing trend for Canby homes. Click here to view this new report on Canby, Oregon real estate, or click on the image below.

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Click Image to View New Canby Report

According to this latest survey, the median list price for a Canby, Oregon home is now $317,000. The average market time to sell a Canby home is now 136 days, or between 4 and 5 months. And with a median house size of nearly 2,000 square feet, Canby homes are pretty spacious.

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2055 N. Country Club Drive, Canby, Oregon – Now For Sale at $259,900.

Interested in the country club lifestyle? Click here or on the image below for details on this attractive 3 bedroom Canby home located on N. Country Club Drive!

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Click Image for Flyer

Have you considered selling your Canby, Oregon home? Contact our sponsor, Certified Realty using the convenient form below for a FREE report on what your property could sell for in today’s market. Family owned and operated since 1950, Certified Realty is owned and operated by graduates of Canby schools. They specialize in the sale of Canby homes and properties.

Website Keeps Canby Homeowners Safer

8 Oct

Few things are as important to Canby residents as personal safety. So wouldn’t it be neat if you could type in a local address to determine crime statistics and also find out if a sex offender lives nearby, for free?

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You too can help combat Canby crime!

Well believe it or not, there is such a website and it’s called PortlandMaps.com.

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Perhaps best of all, the information you’ll find at PortlandMaps.com is not limited to Portland, but includes much of the greater Portland Metro area…including Canby.

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Most Canby Residents Would Want To Know If Any Of These Jokers Lived Nearby

Along with local crime information, the website PortlandMaps.com offers much more. This includes maps (of course), plus transportation information, along with environmental reports and transportation projects. 

Here’s a list of some information PortlandMaps.com provides within the greater Portland Metro area, including Canby:

  • Assessor/Tax Lot Information
  • Aerial Photography
  • Building Footprints
  • Building Permits
  • Census
  • Crime Data
  • Elevation
  • Parks
  • Mass Transit
  • Natural Hazard
  • Schools
  • Urban Growth Boundary
  • Underground Storage Tanks
  • Water/Sewer
  • Zip Code
  • Zoning Maps

Can’t wait to get started? Then click here!

Why Use A Realtor, In 30 Seconds

3 Oct

A very telling article was recently released in a national real estate journal. In just two images, it explains why the vast majority of homesellers work with a Realtor.

FSBO

Click on Image to Enlarge

The infographic on the left shows the huge percentage of homesellers who hire a Realtor.

The infographic on the right shows why. Homesellers average a 25% higher selling price with a Realtor.

Thinking about selling your Oregon property? Don’t leave money on the table. Certified Realty sponsors CanbyHomes.com and is Oregon’s choice since 1950. Contact Certified Realty for a FREE report on what your home could sell for in today’s market using the convenient form below.

Just-Listed North Canby Home

26 Sep

This attractive, just-listed 3 bedroom/2 bath Canby home features a prime north Canby location near Willamette Valley Country Club and is move-in ready.

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2055 N. Country Club Drive, Canby, Oregon

Features include efficient forced air gas heat, central A/C, a spacious fenced backyard and garden area, plus freshly painted exterior, laminate floors, sunken living room with fireplace and dual courtyards.

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Click Image To View Flyer

View the full color flyer on this terrific Canby property by clicking here, or on the image above. Applicances included, too!

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This property is now available for $264,900.

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For information about this attractive home, contact our CanbyHomes.com sponsor, Certified Realty at 503-682-1083 or use this convenient contact form:

Canby Real Estate Market Update

25 Sep

A new report on our Canby, Oregon real estate market was just released.

CanbyOregon-page-001

Click image to view this new Canby homes report

This new report confirms strong prices are still being commanded for Canby homes. However, over the past week, the average market time to sell a Canby home has bumped up a bit, from 135 to 144 days.

Prices also dipped a bit from a median list price of $324,200 to $319,900.  View the complete report on Canby real estate here, or click on the above image.

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‘Canby Dahlias’  Courtesy of artist Brenda Boylan. Learn more at BrendaBoylan.com

Thinking about selling your Canby, Oregon home? Demand remains strong and housing inventory is low. Contact our CanbyHomes.com sponsors at Certified Realty using the below contact form for a FREE report on what your Canby property could sell for in today’s market. 

September’s Sold Canby Homes

24 Sep

According to the Regional Multiple Listing Service, 16 Canby homes have already sold so far this month, with nearly a full week left to go.

Canby-Homes-Sold

Prices for these sold Canby homes range from $102,000 to $720,000. Curious about which homes sold and for how much? Click here or on the above image to find out. Once there, you’ll see September’s month-to-date sold Canby homes, complete with prices and photos. Depending on your computer and Internet connection, the photos can take a minute or two to load.

Thinking about selling your Canby home? Find out what your property could sell for with a FREE report from Certified Realty, our CanbyHomes.com sponsor. Simply complete the convenient contact form below.

 

Canby Real Estate Update

18 Sep

A new report on Canby real estate was just released by Ticor Title Company. This survey confirms a significant upward price trend for Canby homes, particularly over the past few months.

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Click Image to View This Free Report

According to this new report, the median list price for a Canby home is now just under $325,000. And the average market time to sell a Canby home? That figure is now at 135 days, or right around 4.5 months.

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Thinking about selling your Canby home and curious what it could sell for? Now could be the perfect time, since Canby home inventory is low right now and competition among sellers is diminishing. It’s truly a seller’s market.

Our CanbyHomes.com sponsor, Certified Realty will provide you with a FREE report that is tailor-made for your own property.  Certified Realty is the only locally owned real estate firm owned and operated by graduates of Canby public schools. For your FREE report, simply contact your local real estate experts, Certified Realty, using the convenient form below.

Canby Among Oregon’s Safest Cities

15 Sep

A recent survey confirms something Canby, Oregon residents already know: Canby is a pretty safe place to live.

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Canby is a safe place to live

Here’s the description from that recent survey:

Canby, Oregon is south of Portland on the northwest side of the state. Nicknamed “Oregon’s Garden Spot” it is bordered on 3 sides by rivers and is located in the Willamette Valley. Because the city is within a reasonable drive to the city, it gives residents the convenience of proximity to the city while being able to embrace a much smaller town life.

The town is actively offering incentives to businesses to attract them to the area. The Neighborhood Association and the efforts of the town police have delivered the desired results – crime rates low enough to qualify for the top 10 safest cities in the state.

To see which other Oregon cities made the list, view the entire report here.

canby-police-department

Canby Real Estate Market Report

8 Sep

With school beginning as we move toward Autumn, it’s reasonable to expect a somewhat slower pace of Canby home sales. That’s because many, though certainly not all, 2014 buyers have bought their home by now. A sizeable number of homebuyers target September as a good time to have made their move.

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The Willamette River

This brings “empty-nesters,” relocating transferees, singles, and young families to the forefront as a bigger potential portion of the buyer pool for the remainder of the year. For sellers, Autumn can bring more motivated buyers with less competition from other home sellers, when compared to Spring’s fast-paced real estate tempo.

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If Spring’s real estate tempo is a Viennese Waltz, Autumn and Winter are a Foxtrot.

The average time on the market for a Canby home is now 115 days. This compares to the most recent figure of 93 days for greater Portland. Click here or on the image below for the latest information about Canby real estate.

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Click image for report

Thinking about selling your Canby area property? For a FREE report on what your home could sell for in today’s market, contact our sponsor, Certified Realty using the convenient contact form below.

Canby Homes Market Update

22 May

A recent report on Canby real estate provides some helpful insights into our current market.

The study includes local market data on Canby and neighboring towns. What makes this report so interesting is that the data is from the Willamette Valley Multiple Listing Service, known as WVMLS.

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Our High Livability Puts Canby On The Map-Click Image For Details

Of the two largest multiple listing systems used to market Canby homes, the Portland-based RMLS (Regional Multiple Listing Service) dominates and WVMLS is less commonly used. However, comparing Canby only to areas like Wilsonville, Tualatin and West Linn using the Portland area’s RMLS provides only one perspective of Canby housing.

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Regional Home Prices Continue To Climb, As Shown on This RMLS Graph

Using WVMLS provides some balance and helps to capture a better total picture of our Canby housing market.  Indeed, some buyers compare Canby to outlying areas like Aurora, Hubbard and other neighboring communities when searching for their next home.  To learn more about the two major multiple listing systems in our area, click here. 

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Local Real Estate Markets-Click Image to Enlarge

In the table above, a few key categories are circled in red, showing where Canby is the front-runner. Here’s a summary of this new report, with key information on Canby real estate:

Canby Homes Sell Fast
With an average market time of 89 days, homes in Canby sell quickly compared to neighboring communities. Homes in neighboring towns like longer, like Aurora (123 days), Silverton (140 days) and Woodburn (163 days) .

Canby Homes Are Smaller
Canby has one of the smallest average home sizes of all towns surveyed. With an average of only 1,530 square feet of living space, only Woodburn comes in lower with an average home size of 1,355 square feet.

Canby Homes Are More Expensive
Canby homes by far have the highest average cost per square foot at $172. Other local towns don’t even come close. 

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Oregon’s Choice Since 1950

Thinking About Selling? Choose The Professionals!
The experts at Certified Realty can provide you with a FREE report on what your property could sell for in today’s market. Certified Realty sponsors CanbyHomes.com and they remain Oregon’s choice since 1950. Count on Certified Realty to provide effective dual multiple listing coverage for optimum marketing of your Canby property.

With nice weather and fewer competing Canby homes on the market, now is a great time to contact Certified Realty using the convenient contact form below.

Canby Home Prices Grow

15 May

A recent report on Canby area real estate confirms a continued solid increase in local home values. Compared to last year, Canby area home prices are now 15.3% higher. If this trend continues, we could be well on our way to a banner year for Canby real estate. 

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Canby Home Prices Are Up 15.3% Over The Past Year-Click Image to Enlarge

A comparison of price growth among local communities reveals Canby is now among the top tier for regional home price growth.

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Like Canby, Regional Home Prices As Shown on This Graph Are Also Climbing

Why Is Our Canby Real Estate Market Strengthening?
There are several factors helping to boost Canby area home prices. These include Oregon’s real estate seasonality, which brings improved home buying weather this time of year. Gains are also due in part to a continued recovery from the Great Recession which began around December, 2007. However, perhaps the key reason to explain our real estate boost is a significantly reduced inventory of homes for sale. 

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Our Region Would Run Out of Homes in 2.8 Months

According to the latest housing inventory report from the Regional Multiple Listing Service (RMLS), the greater Portland Metro area will now ‘run out of homes’ in 2.8 months. Click here for this new FREE report, with helpful information on Canby area real estate.

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Canby’s Title As ‘The Garden Spot’ is Well Deserved

What Does This Mean For Canby Homebuyers & Homesellers?
Low home inventory means there are fewer houses for sale. A main effect of having fewer homes for sale typically means less selection and higher prices. This is the classic ‘seller’s market,’ where buyers lose a significant amount of leverage. This means buyers have to compete more against one another to find a desirable home.

As a result, home prices rise. If you’ve thought about selling your Canby home, this may be your best opportunity for the foreseeable future. However, if Canby home owners en masse begin sensing the time is right to sell, such a concomitant increase in supply could cancel projected home price gains.

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How Low Will Our Home Inventory Go?

Limbo, How Low Will We Go? Another reason for our home inventory’s newsworthy nature has to do with the time of year. We’re already trending slightly ahead of 2013 given our latest inventory figure of 2.8 months from April.  Last year, the months of May, June and July reported the lowest in all of 2014 for regional inventory. So the lowest number of available homes for sale may yet be ahead.

Timing The Market
Based on last year’s performance, homeowners may have another few months before the supply of homes begins climbing back up. So if you’re considering a Canby area home sale in 2014, acting sooner is likely to be in your favor before inventory rises and other events are factored in, like families purchasing before the school year begins.

Consult The Experts
Thinking about selling your Canby area home? Contact the experts at Certified Realty, Oregon’s choice since 1950, for a FREE report on what your property could sell for in today’s market.

3 Reasons To Sell Your Canby Home Now

2 May

With the arrival of Spring’s beautiful weather, many Canby homeowners have heard someone say: “Now is an excellent time to consider placing your home on the market for sale.”

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Rural Canby Mt. Hood View

However, you may have wondered why exactly is it considered such a good time for me to sell my property? Is it all about sunny skies? So if you’ve ever thought about selling your Canby home, this article is for you. Here are three reasons to now consider selling your Canby, Oregon home:

Reduced Inventory
There are fewer homes on the market right now. Our 3.1 month supply of homes means demand is stronger. That frequently translates to higher home prices. And with fewer competing sellers, you may need to negotiate less for your best deal.

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Our Housing Inventory Drops During Spring & Summer.

Seasonality
Many home buyers shop in earnest during better weather. Why? It’s easier, more fun and there’s more daylight. But there’s one other reason you may not have considered: School is out soon and that is a great opportunity for families with kids to move during Summer Vacation. Don’t miss out on these buyers!

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In Oregon, Beautiful Weather Takes Us Outdoors For Recreation And Home Buying!

Interest Rates
One of the big factors affecting home affordability is the interest rate charged by your lender. Interest rates remain near historic lows. This means even with rising prices, buyers can find homes to be more affordable if interest rates stay attractive.

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They’ve nudged up, yet mortgage interest rates remain attractive.

Thinking about selling your Canby home? Contact our sponsor, Certified Realty using the convenient form below for a FREE report on what your property could sell for in today’s market.

March Review: 15 Canby Homes Sold

31 Mar

As of this last day of March, 2014, the Regional Multiple Listing Service (RMLS) reported 15 Canby homes sold this month. This brief summary provides some interesting Canby real estate facts.

Closing prices for these 15 properties ranged from $148,350 for a large ranch-style “major fixer” on 1.5 acres to $479,000 for a spacious farmhouse on 9 acres.  

The latter property was by far the most expensive sale, netting $164,000 more than the next-highest price. And at 3,380 square feet, that same farmhouse was also the largest of the Canby homes sold in March.

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At 3,380 Square Feet and Selling at $479,000, This is March’s Largest and Most Expensive Sold Canby Home

Representing the median for Canby Homes sold in March is the charming traditional shown below.  Selling at $245,000, this home had an equal number of properties selling above and below its sale price.

Canby Homes - Median

This charming Canby home sold after 95 days on the market.

Thinking about the sale of your Canby home? Contact your CanbyHomes.com sponsors, Certified Realty, using the convenient form below for a FREE market report on what your property could sell for in today’s market! Certified Realty is Oregon’s Choice since 1950 and they sell Canby homes in every price range.

Canby: Fairest of Them All

17 Mar

Local residents know Canby as a great place to live. Folks from out of town know Canby as the host to one of Oregon’s most popular annual events, the Clackamas County Fair.  Originally established in Gladstone, the fair soon moved to Canby and has been a summer attraction for well over 100 years now!

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Early Days of the Clackamas County Fair

Long-time attendees have witnessed the fair’s expansion and improvements, especially in recent years.  In fact, upgrades are currently planned for one livestock building on the Clackamas County Fairgrounds.

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Structural Upgrades Are Planned For This Livestock Building – Pamplin Media Photo

From the national-caliber rodeo to its impressive livestock exhibits and vast array of performers and entertainers, the Clackamas County Fair is an attractive option for people of all ages and interests.  Don’t miss this year’s event, running from August 12th – 17th. For more information, go to www.clackamas.us/fair.

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The Clackamas County Fair is lots of fun for everyone!

Local Firm Keeps Canby Growing

12 Mar

Canby’s own JV Northwest is receiving notice across the country. That’s because along with their production of stainless steel tanks for pharmaceutical and alternate energy products, JV Northwest also builds high quality brewing systems, including one in faraway Michigan.

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Canby, Oregon’s JV Northwest

Outstanding companies like JV Northwest help to grow Canby’s economic base while providing living wage jobs. This allows more people in our community to purchase Canby homes and invest in our local businesses.  And did you know JV Northwest has federal patents on some of the products they’ve invented

Learn more about this outstanding Canby business here.

Thinking of buying or selling a Canby home? Contact our sponsor, Certified Realty using the convenient contact form below for a FREE report on what your Canby property could sell for in today’s market.

Canby High School Academic Ranking Improves

6 Mar

          A recent review of Oregon high school test scores shows that Canby High School ranks 54th of 303 schools listed for the 2012-2013 school year.  This statewide survey rates high schools from highest to lowest for combined OAKS (Oregon Assessment of Knowledge and Skills) test scores for math and reading.

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          The current ranking marks a significant improvement, up 22 spots from the year before. Canby High’s overall score was aided by a strong showing in the math testing component, where it placed 34th out of the 303 schools.

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          Results for neighboring schools varied significantly. While overall scores for Wilsonville and North Marion High Schools were somewhat lower, they had climbed in the rankings from the previous year, up 47 and 40 spots, respectively.  Molalla High’s current scores also rank somewhat lower, and are down 9 places from the previous year.  Oregon City High School performed well, ranking above Canby High in the overall placement, despite dropping 2 spots from the previous year.           

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          Thinking about buying a Canby home? Contact our sponsor, Certified Realty using the convenient form below.

 

Canby Among Safest Cities

27 Feb

A recent real estate news poll shows Canby is among Oregon’s safest cities.

The online survey includes Oregon cities with more than 10,000 residents. Of all Oregon cities surveyed, Canby is rated #6.

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Canby benefits from a great police department

Read the complete article on Canby, Oregon’s excellent safety ranking here. 

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Canby Police Badge

Thinking about moving to a safer neighborhood?  Contact Certified Realty – Oregon’s choice since 1950 – using the convenient contact form below. They can help you find a wide selection of wonderful Canby homes.

Our Canby Housing Market

19 Feb

According to new housing figures, 24 Canby homes have sold so far this year. Their average number of days on the market was around three months (90 days and 100 days cumulative, if re-listed), with an average selling price of $280,349. 

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Like our ferry, Canby housing is running strong

Examining further, these Canby homes sold for nearly 99% of their most recent list price. The average size of the Canby homes that sold so far this year was 1,810 square feet, which translates to around $156 per square foot. 

This information indicates a strong Canby real estate market. Demand for Canby area properties is high and if you’ve thought about selling, now could be your best opportunity in years.

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   Canby’s Seal

Thinking about selling your Canby area home? Contact Certified Realty, the only locally-owned real estate firm operated by graduates of Canby schools. Call them today at 503-682-1083 or use the convenient form below for a FREE consultation and to learn what your property is worth in today’s market.

Is Your Realtor Performing These 144 Key Duties?

30 Jan

Think you’re busy? The life of a professional real estate agent is, too. A recent list of vital Realtor tasks itemizes 144 jobs top real estate agents perform when assisting sellers.

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These duties are wide ranging. This particular list is limited to jobs completed by Realtors for seller clients. The great thing is that by working with a professional agent, you needn’t pay extra to get the job done right!

Click here to view the full list of  important Realtor tasks. How many of these vital Realtor duties do you recognize?

Thinking about selling your property? Make sure the job is done professionally and correctly by contacting our Canby Homes sponsor, Certified Realty. Use the convenient contact form below for a FREE consultation on our current real estate market and your options. Certified Realty is Oregon’s choice since 1950!

Canby Area Home Prices Rise

28 Jan

A recently released housing report reveals local home prices have increased by an average of more than 1 % per month over the past year.

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Canby Home Prices are Definitely Up!

Click here to view this FREE recent report on Canby Area real estate.

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Click image for new Canby Area market information.

Thinking about buying or selling Canby Area property? Contact our sponsor, Certified Realty, using the form below.

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